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Al manufactured & mobile home owners instant coverage. Annuities auto auto insurance boat insurance business & commercial insurance car insurance employee benefits insurance equipment excavating contractors home & property insurance home insurance homeowners insurance insurance life insurance neighborhoods: Blocking, leveling and anchoring of a mobile home and reconnecting or resetting its sewer, water, electrical and fuel lines and tanks; The average alabama homeowners insurance rate for a dwelling coverage baseline amount of $100,000 is $1,436.