Does Mobile Home Insurance Cover Mold at Car Insurance

Does Mobile Home Insurance Cover Mold. Natural disasters that produce high winds and heavy precipitation, such as hurricanes, can cause mold to grow, and these are. Mold that forms because of sudden and accidental water damage, like a burst pipe, is generally covered by homeowners insurance, but mold that forms over time due to high humidity, leaky plumbing, or flooding would not be covered.

Does Homeowners Insurance Cover Mold? | Hippo
Does Homeowners Insurance Cover Mold? | Hippo from www.hippo.com

Another scenario where you could be covered is if your water heater bursts and floods your basement, causing mold in the aftermath. Sewer backup) is most likely not covered. Standard homeowners insurance policies protect you from water damage caused by sudden and accidental incidents, such as a burst pipe or an overflow.

Does Homeowners Insurance Cover Mold? | Hippo

Usually mold, mildew, fungus or spores will be covered by home insurance if they were the result of a specific problem that was covered by your policy. The downside is that this policy enhancement typically gets very expensive since most every home in north texas has mold of some kind in it. Mold is caused by excess water or moisture containing small spores and bacteria. Basic homeowner insurance policy excludes the coverage of damage caused by mold growth.