Business Car Insurance Vs Personal at Car Insurance

Business Car Insurance Vs Personal. For extra business driving protection, class 2 includes named drivers on your policy. Commercial and business car insurance have a higher level of risk, which means higher insurance rates.

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These policies will generally feature higher coverage limitations because there is an increased risk involved. Business auto insurance is not the coverage but the level of risk the vehicle is exposed to. A guide to car insurance for business and commercial vehicles in australia.

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A personal auto insurance policy will help protect you, your car, and anyone who may be involved in an accident. This is because of the increased liability issues involved for businesses. If you get into an accident while on the job, as long as you have not violated any terms of your personal policy, it still covers you for damages. *($0 excess, loss of use, $100k personal accident)