Business Auto Policy Usage Categories at Car Insurance

Business Auto Policy Usage Categories. There are three business use classifications: These parties are described in a paragraph entitled who is an insured. they are divided into three categories:

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Business) and personal use, which is discussed in this chapter. Your insurance company may also exclude other types of business use from personal car insurance policies. The coverage provided by commercial auto insurance is similar to the coverage provided by personal auto insurance policies, except it is specifically for vehicles being operated for.

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Be sure to consult your policy before driving any pickup or van for work. A commercial vehicle does the work. Further, policyholders should understand that any coverage permitted for business use of personal vehicles by the pap is not intended for these three vehicle categories: Using vehicles for university business.