Business Auto Insurance Employees As Insureds at Car Insurance

Business Auto Insurance Employees As Insureds. A commercial auto insurance policy can provide physical damage and liability coverage for the cars, trucks, and other vehicles used in a business enterprise. Without this endorsement, the auto coverage forms specifically exclude coverage for the.

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Named insureds are the parties who purchased insurance who appear on the policy declarations page. If sandy adds the employees as insureds endorsement to her bap, employees who are using their personal cars in her business. The intent of the business auto policy is to protect the company (employer) from suit.

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To understand why you need […] Although the form refers only to “autos,” autos are defined to include cars, trucks, trailers, vans or other vehicles designed for use on public roads. 1 insurance services office, inc., ca 20 48 10 13. They can also be company employees or executives who are entitled to insurance.